Buy Here Pay Here

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Why Partner With Ray Skillman Southside Hyundai?


Loan Reported To Credit Bureaus

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Chance For Better Financing In The Future

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Vehicles Pre-Serviced By Our Mechanics

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Why Buy Here Pay Here?

Ray Skillman Southside Hyundai is proud to offer buy here pay here financing for car shoppers looking for dependable vehicles. Whether you have good credit, bad credit, or a first-time car buyer, buy here pay here is a flexible financing option that allows us to offer in-house loans directly to our customers, making it easier for drivers with imperfect credit histories to buy a dependable used car.

  • A chance to re-establish your credit – we report to the credit bureau
  • Wide selection of serviced vehicles to choose from
  • Free oil change for the life of your loan
  • Short term loan helps you pay off your vehicle quickly

How Do I Get Approved?

You’ll need the following documents for our financing team to find the best buy here pay here loan options:

  • Valid Driver’s License
  • Most-Recent Pay Stub
  • Recent Utility Bill
  • $99 or More for a Down Payment
  • Title for Current Vehicle (If Trading In)

Our reputation and our commitment to service along with our commitment to our local communities go unmatched! We will work with you to get you into a quality pre-owned vehicle.


No Matter The Reason, Ray Skillman Southside Hyundai Wants To Help






Slow pay






Credit Card Debt


We’ll Listen

You’re more than just a credit score. Your situation is specific to you and your life. At Ray Skillman Southside Hyundai, we realize that everyone has a different story to tell about their circumstances and we promise that we’ll listen. That’s the advantage of working directly with us as both your dealership and your lender. By partnering with Ray, the money being loaned to you is here in Indianapolis and the people making the decisions will be sitting across the desk from you.

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